Congress passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how financial institutions treat nonpublic personal financial information. We appreciate this opportunity to clarify our privacy practices for you as a result of this new law.

 

Rothert Insurance, Inc. Privacy Policy

The trust of our customers is Rothert Insurance, Inc.’s most valuable asset. Rothert Insurance, Inc. safeguards that trust by keeping nonpublic personal information about customers in a secure environment and using that information in accordance with this Privacy Policy.

This Privacy Policy includes examples of the types of nonpublic personal information we collect and the kinds of companies with whom we share such information. These examples are illustrative and should not be considered a complete inventory of our information collection, use and sharing practices. In addition, you may have other privacy protections under some state laws. We will comply with applicable state laws regarding information about you. For example, certain state laws may restrict the types of information we may disclose about you or require us to provide you with additional notices.

Information We May Collect
RRIS may collect nonpublic personal information about you from the following sources:

  • Information we receive from you (or is provided to us on your behalf) on applications and other forms, such as your name, address, telephone number, employer, and income;
  • Information about your transactions with the companies Rothert Insurance, Inc. represents or other nonaffiliated parties, such as your name, address, telephone number, e-mail address, age, insurance coverage, transaction history, claims history and premiums;
  • Information from consumer reporting agencies, public records and data collection agencies, such as your obligations with others and your creditworthiness; and
  • Information you provide to us on applications or from health care providers, such as doctors and hospitals, to determine your past or present health condition. Health information will be collected, as we deem appropriate to determine eligibility for coverage, to process claims, to prevent fraud, and as authorized by you, or as otherwise permitted by law.

Information We May Disclose and To Whom We May Disclose Information
The nonpublic personal information Rothert Insurance, Inc. may collect as described above may be disclosed in order to deliver products and services to you, provide customer service or administer your account.

Disclosures Permitted by Law
Rothert Insurance, Inc. may disclose all of the nonpublic personal information described above, as permitted by law. For example, we may use affiliated or nonaffiliated parties to perform services for us, such as providing customer assistance, handling claims, protecting against fraud and maintaining software for us. We also may disclose information in response to requests from law enforcement agencies or State insurance authorities.

Disclosures for Joint Marketing and Servicing
In addition, we may disclose all of the nonpublic personal information we collect as described above, with the exception of health information, to companies that perform marketing services on our behalf (for example, financial service providers, such as premium finance companies). We also share such information among companies we represent to perform marketing services on your behalf or to offer you other Rothert Insurance, Inc. products and services that we think may be of interest to you. Rothert Insurance, Inc. does not provide nonpublic personal information we collect to any outside marketers.

Information Regarding Former Customers
Rothert Insurance, Inc. does not disclose nonpublic personal information about former customers or customers with inactive accounts, except in accordance with this Privacy Policy.

Our Security Procedures
Rothert Insurance, Inc. restricts access to nonpublic personal information about you to those employees whom we determine to have a legitimate business purpose to access such information in connection with the provision of products or services to you. In order to guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with our professional standards.

You do not need to call, or do anything as a result of this notice. It is meant to inform you of how we safeguard your nonpublic personal information.

We value our relationship with you and strive to earn your continued trust.